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Mac Business Solutions

Financing

Advantages of financing

• Fit financing to the way your company uses Apple gear.
Technology life cycles are different for every company. Apple Financial Services works with businesses to match payment structures to their technology upgrades.

• Keep your fleet up to date.
Regular technology upgrades through leasing reduce compatibility
issues and minimize the costs associated with having multiple generations of equipment.

• Include Apple and non-Apple gear and services.
Apple Financial Services offers financing for more than just your Apple equipment. Get services, accessories, AppleCare, and third-party gear all in one payment.

• Leasing Apple gear benefits your cash flow.
For qualifying businesses, leasing equipment often means paying less over time than an initial cash purchase.

• Financing means greater flexibility.
Leasing through Apple Financial Services means your business can add
to the lease at any time during the term and extend the lease term when business needs call for it.

• Financing also means greater predictability.
A clearly specified payment stream means your business knows what
its technology costs will be during the financed term. That means fewer surprises for accountants and finance departments.

Financing that fits

Choose from common financing options or contact us to discuss other ways financing can support your business needs.

Fair Market Value Lease

If you want the latest equipment now, with the option to upgrade every two to three years, a Fair Market Value Lease is probably the right choice for you. At the end of your lease, you can return the equipment to Apple and get new equipment, or you can buy the leased equipment at its then‑current fair market value.

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10% Purchase Option

Like the Fair Market Value Lease, a 10% Purchase Option Lease gets you the latest Apple equipment and an option to upgrade that equipment in two to three years. At the end of your lease term, you can buy the leased equipment at 10% of the original cost — or extend your lease.

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$1 Purchase Option

If you want to own your equipment but would rather spread the payments out over two to three years, the $1 Purchase Option is the choice for you. You can make monthly payments while keeping more cash on hand for other expenses. After all the payments are made, you own the equipment for $1.

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