In today’s ever-evolving business environment, a Fair Market Value Lease gives you maximum flexibility and low monthly payments while helping you manage technology obsolescence.

As innovations continue to hit the market at a rapid pace, managing technology obsolescence is key to many businesses. New equipment helps increase business productivity— and if your company doesn’t adopt it, you may fall behind your competitors.

The AFS Commercial Credit Fair Market Value Lease gives you low monthly payments and a range of options that help to keep your business using technology that’s state of the art.

Lower monthly payments

The Fair Market Value Lease is ideal for companies that need the latest equipment, want low monthly rates, and don’t want to make an ownership decision until the end of the lease. Monthly payments can be lower than traditional bank loans and leases that have predetermined end-of-lease ownership agreements.

Several end-of-term options

At the conclusion of the Fair Market Value Lease, you have several options. You can return the equipment, refresh it with the most current technology, renew the lease at a renegotiated rate, or purchase the equipment at its then current fair market value. (The fair market value is the price of the equipment as determined by commercially reasonable means at the end of the lease.) The lease’s structure does not contemplate a full payout of the cost of the lease.

Comparison with other AFS Commercial Credit leases

The Fair Market Value Lease can best be viewed in comparison with the other AFS Commercial Credit technology leases. Compared with the 1$ and 10% Purchase Option Leases, the Fair Market Value Lease offers lower monthly payments.